ABC News’ Elizabeth Schulze explains the latest student loan repayment changes, while financial educator Melissa Jean-Baptiste shares practical advice for managing debt and navigating the new rules.

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All the news you need to start your day from “Good Morning America.”

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Daring pair taken into custody after scaling to the top of Empire State Building; millions of Americans under heat alerts through July 4th; inside Colonial Williamsburg where the past comes alive.

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